Applications API
This endpoint backs the public form at lidya.money/apply. It accepts un-authenticated POSTs — there is no API key yet at the point a merchant submits.
Submit an application
POST /v1/applicationsRequest
{
"companyName": "Acme Forex Ltd",
"jurisdiction": "Cyprus",
"vertical": "forex",
"monthlyVolumeUSD": 250000,
"currentAcquirer": "Stripe (declined)",
"whySwitching": "Stripe rate-limited us last month and rejected our risk profile.",
"contactName": "Jane Doe",
"contactEmail": "jane@acmeforex.example",
"telegram": "@janedoe"
}| Field | Type | Required | Notes |
|---|---|---|---|
companyName | string | yes | |
jurisdiction | string | yes | Country of registration. |
vertical | enum | yes | See list below. |
verticalOther | string | conditional | Required when vertical = "other". |
monthlyVolumeUSD | integer | yes | Estimated. Minimum 1,000. |
currentAcquirer | string | no | |
whySwitching | string | no | Free text. ≤2000 chars. |
contactName | string | yes | |
contactEmail | string | yes | Valid email. |
telegram | string | no | Optional Telegram handle for fast replies. |
Verticals
forex, betting, iptv, adult, dating, nutra, dropshipping, cryptoSaaS, affiliate, other
Response — 201 Created
{
"id": "app_01HYPR…",
"status": "NEW",
"createdAt": "2026-05-06T12:00:00.000Z"
}Underwriting reviews most applications within 48 hours. Approved merchants receive their first API keys via the email provided.